The Lowdown on FHA Loans...

Our FHA Loan Rates are Low & Our Process is Quick & Painless

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

The FHA loan requirements program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.

We’re here to make the FHA loan home insurance requirements process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Interest Rates Qualifier.

We’ll help you clearly see differences between FHA loan private mortgage insurance programs and FHA credit requirements, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The FHA Loan Process

Here’s how our home loan process works:

  • Complete our simple FHA Pre-Approval Home Loan Qualifier
  • Receive options based on your unique criteria and pre-approval FHA loan requirements
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Contact us to know more about the process of buying a house with FHA loan, mortgage broker FHA loan approval, and FHA mortgage insurance cost.

Our FHA are Low & Our Process is Quick & Painless
FHA L O A N S

An Overview of the Federal Housing Administration (FHA) Mortgage Loan

A mortgage loan that is insured by the Federal Housing Administration is called a FHA mortgage loan. Through this program, FHA-approved lenders are insured by the FHA against risks that might arise if a borrower defaults on mortgage payments.

There are clear differences between FHA loan private mortgage insurance programs and FHA credit requirements. This program was created in 1930 to insulate lenders from the high volumes of foreclosures around this time.

Overview of the Federal Housing Administration
FHA Mortgage Loan Process

How the FHA Mortgage Loan Process Works

Get in touch with a Broker first and complete a simple pre-approval Home Loan Qualifier. Based on your pre-approved FHA loan requirements, receive several options. Now compare the respective mortgage interest rates and terms. Finally, select one that matches closest to your needs.

Why Should You Take an FHA loan

An FHA pre-approved home loan is one of the simplest types of mortgage loans. Even with a less-than-necessary credit score, you can get this loan with a very low down payment of only 3.5%. Borrowers who cannot afford the traditional 20% down payment or cannot get approval from private mortgage insurance should consider FHA loans.

Take an FHA loan
Why an FHA Loan?

Why an FHA Loan?

Typically an FHA pre-approval home loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or can’t get approved for private mortgage insurance should look into FHA loans.

Fha Loan Qualifier
Why an FHA Loan?
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