Adjustable Rate{{br}} Mortgages An Easy Home Loan Process

Adjustable Rate
Mortgages An Easy Home Loan Process

No Spike in Monthly Payment or Save thousands on Loan Life-Cycle

The Lowdown
on Adjustable Rate Mortgages...

Our Adjustable Rates are Low & Our Process is Quick & Painless

An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on 5/7-year adjustable-rate mortgage rates will change periodically. The initial interest rate of an ARM is lower than that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.

We’re here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE today's Adjustable Mortgage Rates Qualifier.

We’ll help you clearly see differences between lowest adjustable-rate mortgage loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The Adjustable-Rate Mortgage Loan Process

Here’s how our home loan process works:

Complete our simple mortgage Adjustable-Rate Mortgage Qualifier
Receive options based on your unique criteria and scenario
Compare hybrid adjustable-rate mortgage rates and terms
Choose the offer that best fits your needs

Our Adjustable Rates are Low & Our Process is Quick & Painless

Adjustable
Rate
Mortgage

What You Should Know About Adjustable-Rate Mortgage

An Adjustable-Rate Mortgage (ARM), unlike that of fixed-rate mortgages changes periodically. When you first avail of an ARM, the starting interest rate will be lower than a fixed-rate mortgage. Hence, you should consider this option only in some cases.

An Adjustable-Rate Mortgage is good for you if you plan to own your home for a few years only. You can then avail low interest rate before selling it off. You can also avail of ARM if you expect your earnings to rise substantially in the future.

How the Adjustable-Rate Mortgage Works

Here is a guide to the working of the Adjustable-rate mortgage process.

When you approach a Broker, you will be required to first complete an Adjustable-Rate Mortgage Qualifier. Based on your requirements, options will be offered on several hybrid ARM terms and rates. Go through them, choose one that matches your need and the Broker will take care of the rest of the documentation and contracts.

What Most Homeowners Prefer

Most homeowners try jumbo ARM to avail the lower interest rates. When the fixed period ends, the loan is generally refinanced into another adjustable-rate mortgage or interest-only ARM. The final option is selling the home outright.

Do I Qualify?

Most homeowners get into jumbo adjustable mortgage rates for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another interest only adjustable-rate mortgage or interest only adjustable rate mortgage, or sell the home outright.

Adjustable Rate Mortgage Qualifier