What is mortgage insurance? Do I need mortgage insurance? Have you heard friends or family members tell you that you need 20% down to buy a house? If so, there’s a reason: once you have 20% equity in your property, you’ll no longer have to pay that dreaded mortgage insurance on your loan. If you […]
Mortgage rates calculator | What You Need To Know | Mortgage interest rates As a potential home buyer, you might be obsessing about interest rates – and that’s completely normal. You naturally want to get the best mortgage rate possible, but you shouldn’t have to agonize over something that’s not in your control. QUICK MORTGAGE […]
How to make an offer on a house | how to buy a house | Top 3 negotiating tips Congratulations are in order…almost! When you’re at the offer stage of the home buying process, excitement is heightened – and so are your nerves. These feelings are completely normal, but it’s important not to let them […]
Pre-Approval Vs. Pre-Qualification | What Is The Difference? Do you want your offer to be taken seriously? You will want to know the difference between Pre-Approval vs Pre-Qualification If you’re going to beat out any other potential offers, you’ll need to make sure you are fully preapproved – before you start looking at properties. After […]
Down Payment & Closing Cost Assistance. Is It Right For You? A common barrier to home ownership is the concept of the down payment. You know it’s there, and you know an amount will need to be paid upfront to secure your mortgage…but you just might not have the cash required. The nightly news or […]
